Criminal law counteraction to crimes committed in the form of a credit trap

Abstract

In recent years, crimes committed in the form of a credit trap have become widespread in China. The so-called credit trap crimes refer to various illegal and criminal actions carried out under the guise of private loans, which seriously violates the financial order and social order of the country, and there is also an increased public danger. Currently, China’s economy is in a transitional stage and the optimization of the business environment is an important part of economic development in the new era, while the stability and prosperity of the private lending market is an important guarantee for the optimization of the business environment. In accordance with the general trend of economic development in the new era, as well as in the context of criminal legislation to maintain financial and social order, the suppression of credit trap crimes and the fight against mafia-criminal forces generated by them are an important task in the round of Special Struggle to eradicate Mafia-criminal Groups. In the context of this Special struggle to eradicate mafia-criminal groups, many problems have arisen in the process of combating the crime of credit trap: firstly, the concept of credit trap is vague, as well as the criteria for the qualification of criminal acts related to credit trap are heterogeneous throughout the country; secondly, the confusion of the concept of the crime credit trap with the concept of usury; thirdly, there was a phenomenon of replacing a certain corpus delicti with the concept of credit trap, it is vague, as well as the criteria for the qualification of criminal acts related to the credit trap are heterogeneous throughout the country; secondly, the confusion of the concept of the crime credit trap with the concept of usury; thirdly, there was a phenomenon of replacing a certain corpus delicti with the concept of credit trap, as well as a court decision has characteristics of a stronger subjectivity, which seriously affects the fairness of justice. Therefore, it is only by clarifying the concept of credit trap and clarifying the criminal illegality of these acts that the crimes of credit trap can be accurately qualified in order to ultimately effectively stop that kind of crime.